PASSBOOK OR STATEMENT
– Maintain a minimum balance of $100.00 to earn interest
and avoid a monthly service fee of $2.00
– ATM/Debit Cards available on Statement Savings
– Must have Statement Savings to access by online banking
JUVENILE PASSBOOK SAVINGS
– No minimum balance requirements
– No monthly service fees
– Account owner 17 years or younger
* Not accessible by online banking
CERTIFICATES OF DEPOSIT:
– 91 Day, 182 Day, 12 mo., 18 mo., 30 mo., 4 yr., 6 yr., and 8 yr.
– 91 Day and 182 Day minimum balance is $1,000
– 12 mo. and higher minimum balance is $500
– Early withdrawal penalty
* maturity less than 1 yr equal to 3 mo. interest
* maturity 1 yr and greater equal to 6 mo. interest
– Interest compounds daily and posted quarterly
